Embarking on the journey of buying your first home is an exciting milestone that holds the potential to enhance your life. As a first-time homebuyer, turning your dream into a reality is within reach, but in today's housing market, challenges like limited home supply and affordability issues need co

According to the U.S. Department of Housing and Urban Development (HUD), a first-time homebuyer is an individual who meets any of the following criteria:An individual who has had no ownership in a principal residence during the 3-year period ending on the property’s purchase date. This includes a sp

You've probably heard the saying for the lottery, 'you gotta be in it to win it'.  Well, it's the same with the Real Estate game.  First time homebuyers think they should WAIT to buy, WAIT to save more money, WAIT, WAIT, WAIT.  The truth is 'you have to be in the game in order to move up'.  Buy the

There is nothing finer than buying your own place, right!? Love working with first home buyers! Love our Millenials! They ask questions which I think everybody should know the answer to and they look for things which make me gasp and they point out things I never thought about. I received a referral

Buying your first home can be a thrilling experience and can also boost your bottom line with some of the great programs that are available through the state. Let me show you all of the ways homeownership can save you money. Contact me for more details today. Margaret Marcoe843-606-0661 Google Voice

Like many other newly married couples fresh out of college, my bride and I found ourselves with precious little net worth as we began our search for our very first residence together. Also, like many other people in this stage of life, we, unfortunately, had few options other than renting in an apar

Have you been thinking now is the time to purchase a home? There are some steps to take to make the process a little easier. You will need some sort of down payment depending on the type of loan you receive. So you probably want to start saving as much as possible. Credit is going to play a very imp

Buying a first home can be many things.  One can feel pride at achieving the 'American Dream' or a sense of relief that you're paying yourself for the first time versus a landlord.  The process can also be a little scary and confusing as there are numerous steps involved before you finally are hande

The home buying process can be so nerve-wracking at times, and, as a first-time buyer, it’s especially hard to know where to even begin. I recommend starting your journey with these 4 important steps: Pick a realtor. It’s important that you are working with someone that will work to meet your needs

So you want to buy a house? That’s so exciting! First things first, let’s go over some things not to do during the exciting and sometimes roller coaster ride that house hunting can be. If you can apply the following four things, I believe the house-hunting process will be more enjoyable for you. Num

   By Ashley Melton, Realtor®  For first-time home buyers, one of the last things you want happening is to find an amazing home only to discover you can't actually afford it based on the amount a mortgage lender is willing to loan you. The pandemic has made being prepared and ready with an offer cru

   By Ashley Melton, Realtor®  Purchasing a home is one of the most important (and expensive) decisions you'll make during your lifetime. So it stands to reason that purchasing your FIRST home is a decision you shouldn't take lightly. The best way to ensure the process goes as smoothly as possible i

Whether you're a first-time homebuyer or purchasing your next home, I've seen these mistakes made by both. With this list of common mistakes home buyers make, I hope to help you avoid costly issues and come out ahead of the game when purchasing your home.    By Ashley Melton, Realtor®  1. Not Gettin